Terms of Service – NeedyQuotes (Operated by Yeber Solutions LLC)

Effective Date: April 7, 2026

1. Description of Services

NeedyQuotes, operated by Yeber Solutions LLC, provides insurance quote assistance and related services. By submitting your information through our website or forms, you agree to receive communications regarding your request for insurance quotes and related services.

We do not guarantee insurance coverage, pricing, or approval, as quotes are subject to third-party insurance providers.

2. Consent to Communications

By providing your contact information, including your phone number and email address, you expressly consent to be contacted by NeedyQuotes via:

  • Phone calls

  • SMS (text messages)

  • Email

These communications may include updates, follow-ups, and service-related notifications regarding your inquiry.

3. SMS Messaging Program

By opting into our SMS program, you agree to receive text messages related to your insurance quote request.

  • Message frequency: Varies

  • Types of messages: Quote updates, follow-ups, reminders, and service notifications

4. Opt-Out Instructions

You may opt out of SMS communications at any time by replying:
STOP – to unsubscribe
HELP – for assistance

After opting out, you will no longer receive SMS messages unless you opt in again.

5. Message & Data Rates

Standard message and data rates may apply depending on your mobile carrier and plan. NeedyQuotes is not responsible for these charges.

6. Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

7. User Responsibilities

By using our services, you agree:

  • To provide accurate and truthful information

  • Not to misuse or attempt to disrupt our services

  • Not to submit false or fraudulent requests

8. Age Requirement

You must be at least 18 years old to use our services.

9. Limitation of Liability

NeedyQuotes and Yeber Solutions LLC are not liable for:

  • Decisions made by insurance providers

  • Any damages resulting from the use of our services

  • Delays or failures in communication

10. Changes to Terms

We may update these Terms of Service at any time. Continued use of our services constitutes acceptance of any updates.

11. Contact Information

For support or questions:
📧 [email protected]